Black cashmere. 24-karat gold. Semi-precious stones.

Need I say more?

This 24-karat gold leaf felt necklace by Marni is a beautiful statement piece for fall. Check the Swarovski crystal stones, the satin ribbon, the flower-forming gold leaves -

OK seriously, I can't stop talking about it.

My vision pairs this Marni statement necklace with a plain white tee, black pencil skirt and some killer shoes. To make this necklace really pop - as if it doesn't already - keep your other accoutrements simple and let this piece do all the talking.

_{Marni 24-karat gold leaf felt necklace, $1295, Net-A-Porter}

There’s really no better way to say ‘I love you’.

Especially if your lover’s initials are D&G.

There’s something to be said of the understated elegance of diamonds set in white gold that makes a simple pair of studs stand out. Think Princess Diana, Grace Kelly, Olivia Palermo and Carolina Herrera.

From New York-based jewelry house Euphoria, I’m absolutely adoring these 18-karat white gold studs. Perfect for day or night, these earrings feature round-cut diamonds with a .24 total carat weight.

And economy-conscious consumers, take heart! Each piece of Euphoria jewelry is designed and made in New York.

Euphoria diamond studs, $1190, NeimanMarcus.com

Whoever said beads are for Grandmothers only is seriously misinformed.

Each bead carefully and uniquely carved, Bottega Veneta’s lapiz beaded necklace varies in shades from rich blues to vibrant violets.

And if the color’s not enough for you, take a closer look at that double shepherd’s hook closure. That’s a quality fastening if I’ve ever seen one.

Bottega Veneta lapiz beaded necklace, $2,950, Net-A-Porter.com